Terms and Conditions

1. Introduction

Welcome to Sanagi INC. These Terms and Conditions govern your use of our business financing services and website. By accessing our website or using our services, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our services.

2. Company Information

Sanagi INC is a business financing company registered in the United States. Our registered office is located at:

3. Services

We provide business financing solutions including but not limited to:

• Term Loans
• Business Lines of Credit
• Working Capital Financing
• Equipment Financing
• Revenue-Based Financing

The scope and availability of services are subject to change at our discretion. All financing is subject to approval and compliance with our underwriting standards.

4. Application Process

By submitting an application for business financing:

• You certify that all information provided is accurate and complete
• You authorize us to verify your information and conduct credit checks
• You understand that submission does not guarantee approval
• You agree to provide additional documentation as requested
• You consent to receive communications regarding your application via phone, email, and SMS

5. Fees and Charges

All fees, interest rates, and repayment terms will be clearly disclosed before you accept any financing offer. We do not charge application fees. Origination fees, if applicable, will be detailed in your financing agreement. You are responsible for reviewing and understanding all terms before accepting funding.

6. Repayment Terms

Repayment terms vary based on the financing product and your business qualifications. All terms will be clearly outlined in your financing agreement. Failure to meet repayment obligations may result in late fees, collection activities, and negative credit reporting.

7. Privacy Policy

Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our website and services, you consent to our Privacy Policy.

8. Communications Consent

By providing your contact information and opting in to communications:

• You consent to receive marketing messages, updates, and service notifications
• You may receive communications via SMS, email, and phone calls
• Message and data rates may apply for SMS communications
• You can opt-out at any time by replying "STOP" to SMS messages or clicking unsubscribe in emails
• Reply "HELP" to any SMS for assistance

9. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Sanagi INC and is protected by United States and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

10. Limitation of Liability

Sanagi INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services. Our total liability shall not exceed the amount of fees paid by you for our services.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Brooklyn, New York.

12. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the modified terms.

13. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us: