Compliance

Regulatory Compliance

Sanagi Inc is committed to maintaining the highest standards of regulatory compliance in all aspects of our business operations. We adhere to federal and state regulations governing business financing, consumer protection, and data privacy.

SMS Consent and Opt-In Policy

Sanagi Inc only sends SMS messages to users who have explicitly opted in to receive communications.

Users provide consent by submitting their information through our website at https://www.sanagi-inc.com and checking an unchecked checkbox agreeing to receive SMS messages.

The checkbox is not pre-selected and requires affirmative action from the user.

The consent language clearly states that users agree to receive text messages related to their inquiry, application status, account updates, document requests, scheduling, and service-related notifications.

Message frequency varies. Message and data rates may apply.

Users can opt out at any time by replying STOP and can request assistance by replying HELP.

No messages are sent without prior explicit user consent.

Messaging Use Case

Sanagi Inc uses SMS messaging strictly for customer care and account-related communication.

Messages include:

• Inquiry follow-ups
• Application status updates
• Document requests
• Scheduling coordination
• Service-related notifications

Sanagi Inc does not send unsolicited marketing messages.

Data Protection and Sharing

User information may be shared with service providers strictly for operational purposes such as customer support or communication delivery.

All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Sanagi Inc implements industry-standard security practices to protect user data and maintain system integrity.

10DLC SMS Compliance

Our SMS communications comply with 10DLC (10-Digit Long Code) messaging standards and TCPA (Telephone Consumer Protection Act) requirements:

• Express written consent obtained before sending informational messages
• Clear opt-out instructions provided in every message
• Message frequency and data rate disclosures included in consent forms
• Consent is not a condition of purchase or service availability
• Campaign registration with mobile carriers

Fair Lending Practices

Sanagi Inc is committed to fair and responsible lending practices. We evaluate all applications based on objective business criteria without discrimination. All terms, rates, and fees are clearly disclosed before any funding agreement is executed.

Transparency & Disclosures

We believe in complete transparency in our business relationships:

• Clear disclosure of all fees, rates, and terms before funding
• No hidden charges or surprise fees
• Explicit clarification of our role as a financing facilitator
• Honest representation of approval timelines and funding amounts
• Accessible customer support for questions and concerns

Contact Compliance Team

If you have questions or concerns about our compliance practices, please contact us: